I am not a financial advisor. I am simply a homeschool mom interested in saving money, living a frugal lifestyle, getting out of debt, and finding ways to bless others in the process. While I enjoy giving my opinions and sharing deals with you, please remember that you are ultimately responsible for making your own, educated decisions when it comes to your personal finances.
This blog contains links to other websites. All external links contain content which is not endorsed or controlled by this blog. All information that you submit on other websites is done so at your own risk. I cannot make any guarantees that you will receive any of the free samples or discounts that you request, because all offers are made by other organizations.
You are responsible for the information you submit in the form of a comment on a post on this blog. Your comments can be read by anyone and your profile can be viewed by anyone. Your e-mail address will never be shared or sold. To keep a jovial and positive atmosphere here, comments which are deemed by the blog author to be harshly critical, disagreeable, negative, or confrontational will likely be swiftly deleted. ALL comments will be approved before being allowed to be posted.
My goal at Luv2BFrugal is to provide helpful tips, how-tos, and deals for people who are looking for ways to make the most of what little they have. I share from years of experience and it warms my heart to have people stop me in the grocery store, show me their organized coupons, and say, “Hey! You’re Luv2BFrugal! You have changed my life!”
It’s amazing how much time and energy goes into this blog. With that in mind, I feel it is permissible to be compensated. I accept advertising and participate in various affiliate programs which provide a small measure of income for my family.
Some links to freebies, coupons, or products are affiliate links. These affiliate links, which may not always be clearly identified, help support my work as a blogger. When you make a purchase, sign up for a freebie, or print a coupon through one of my affiliate links, I will earn a small commission. This doesn’t change the price you pay; it simply means I will earn a portion of the sales. You are always welcome to go directly to the source page instead of using my affiliate links.
I am sometimes compensated to provide opinions on products, services, websites, and various other products or topics. Any posts, reviews, or giveaways that are sponsored will always be clearly identified as such.
Even though I sometimes receive compensation for my posts or advertisements, I always give my honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.
Not only as a pastor’s wife but also as a Christian, integrity is important to me. Gaining and keeping the trust of my readers is paramount in my mind as I sift through which deals to post.You have my word that I will promote only products that I personally use or can recommend without hesitation. I practice the Golden Rule in that respect. If in doubt, I don’t!
And here’s the additional legal stuff just to make sure things are covered:
Luv2BFrugal is a personal blog written and edited by Julie Jackson. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.
The owner of this blog may be compensated to provide opinions on products, services, websites, and/or various other topics. Even though the blog owner may receive compensation or products for posts or advertisements, she will always give her honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
This blog also uses third-party advertising networks. The blog owner does not control the content of these ads and cannot be responsible for what happens when you click on an advertisement and leave Luv2BFrugal. Please be sure to be an informed consumer when visiting any website or blog.
To get your own policy, go to http://www.disclosurepolicy.org
At Luv2BFrugal, we recognize that privacy of your personal information is important.
I will respect the information that you submit to me in order to enter the giveaways I host or when you subscribe to Luv2BFrugal. I will never give or sell your information (including your e-mail address) to anyone without your permission. This blog does not knowingly collect information from minors.
Here is information on what types of personal information I receive and collect when you visit Luv2BFrugal and how I safeguard your information. I will never sell your personal information to third parties.
Log Files
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as Earthlink or Comcast), the browser you used to visit our site (Internet Explorer, Firefox, or Safari), the time you visited our site and which pages you visited throughout our site.
I also use third-party advertisements on Luv2BFrugal to support this site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether or not you have Flash Player installed. This is generally used for geotargeting purposes (showing Florida real estate ads to someone in Florida, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents recipe sites).
DoubleClick DART cookies
DART cookies may also be used for ad serving through Google’s DoubleClick, which places a cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements). This cookie is used to serve ads specific to you and your interests (“interest-based targeting”). The ads served will be targeted based on your previous browsing history (For example, if you have been viewing sites about visiting New York, you might see New York hotel advertisements when viewing a non-related site). DART uses “non personally identifiable information”. It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers, or credit card numbers. You can opt-out of this ad serving on all sites using this advertising by visiting http://www.doubleclick.com/privacy/dart_adserving.aspx
You can choose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs.
Deleting cookies does not mean you are permanently opted out of any advertising program. Unless you have settings that disallow cookies, the next time you visit a site running the advertisements, a new cookie will be added.
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